Aviation insurance services and coverages for every operation
Personal insurance and general business policies exclude most aviation exposures. JCL Aviation Services develops specialized aviation insurance programs that address all types of general aviation exposures. Whether you own or operate an aircraft, run a fixed based operation, manufacture products utilized by the aviation or aerospace industry, manage an airport, or operate a fleet of drones, JCL Aviation Services can help.
Protecting every aspect of your aviation operations
Specialized solutions from an aviation risk management firm
Aircraft insurance
Aircraft hull and liability built around how you fly
Protect the value of your aircraft against damage and other assets against third-party liability with coverage tailored to the type of aircraft operated, how the aircraft is utilized, and where the aircraft is operated. JCL Aviation Services also assists with non-owned aircraft insurance for individuals and businesses who rent or charter aircraft, as well as with commercial drone and UAS programs used for various operations such as agriculture, construction, and mapping.
Aviation business insurance
Coverage for airports, FBOs, manufacturers, and service providers
Aviation General Liability policies address premises, hangarkeeper, and product-completed operation exposures at airports and FBOs. Aerospace Products Liability fits manufacturers and suppliers. Airport and hangar property insurance helps protect buildings, equipment, and inventory. Aviation workers' compensation and employer's liability cover pilots, mechanics, ground crew and other personnel. Professional liability supports consultants and aircraft brokers.
Unmanned Aircraft Systems (UAS) / Drone insurance
Coverage for commercial operators and enterprise programs
From single operators to enterprise fleets, drone hull and liability policies help manage risk tied to mission type, flight profiles, payload and cargo. JCL Aviation Services helps align coverage with contracts, locations, and regulatory requirements.
Customized solutions for unique needs
Tailored placements with a rigorous carrier vetting process
If your operation requires high limits or specialized coverage, we will source options from aviation markets that are flexible enough to meet unique needs and have the financial strength and service standards required to support your operation. JCL Aviation Services explains trade-offs, coordinates coverage, and provides long term strategies easing your risk management function allowing you to stay focused on your business and aviation operations.
Best Practices for Building a Stronger Aviation Insurance Program
Practical steps that help you achieve better underwriting results
This downloadable guide outlines the core industry best practices that help aviation businesses get better results when approaching the insurance market. It explains how to prepare a strong submission, work effectively with underwriters, evaluate carriers, and structure a long-term insurance strategy that fits your operation. The resource is designed to help aircraft owners, flight departments, FBOs, MROs, and manufacturers understand what underwriters expect and how to position their program for stronger outcomes.
Common questions about aviation insurance
Answers that help you choose the right policy
How do I decide which aviation insurance coverages I actually need?
Start with how you operate today, then note what may change in the next 12 months. Aircraft owners & operators often begin with aircraft hull & liability or non-owned aircraft liability coverage, while airports and FBOs consider aviation general liability, AGL, policies with premises, hangarkeepers, & products-completed operations coverage. Manufacturers may consider an AGL policy or a products liability policy. JCL Aviation Services helps clients understand their options so they can make the best selections.
Will my standard business insurance cover aviation-related work or aircraft exposures?
Most commercial liability and property policies exclude aviation activities, aircraft, and other property & equipment located on airport premises. If you run an FBO or maintain aircraft hangars, you need dedicated aviation forms that address fueling, maintenance, premises, and hangar operations. We place aviation-specific coverage aligned with your business agreements.
What limits should I consider for aviation general liability and related coverages?
Limits depend on aircraft mix, visitor volume, hangar values, and contractual requirements. A smaller airport tenant in rural South Carolina may choose a different structure than a busy FBO serving corporate jets in New York or Washington D.C. We present viable options and explain how coverage would respond to realistic scenarios.
Can you help if I am mid-term with another broker or carrier?
Yes, many clients ask for a second opinion before renewal or in anticipation of operational changes. We provide a coverage gap analysis of policies, endorsements, and contracts based on aircraft & other exposures. If improvements make sense mid-term, we outline next steps, timing, and impact so transitions stay orderly.
How does JCL handle international travel?
Coverage territories are set based on normally operations and planned destinations. Clients are asked to keep us apprised of changes in areas of operations and international travel. This allows us to ensure they have appropriate coverage and required documentation for planned destinations.
