Airport & Hangar Property Insurance for aviation facilities and equipment
Protect the buildings and tools that keep you flying
Property coverage tailored for aviation businesses
Aviation property insurance covers hangars, terminals, shops, contents, and specialized equipment against covered perils like fire, wind & hail. Standard property forms often exclude facilities and equipment located on airport premises. Specialized policies are needed to address real airport conditions. JCL Aviation Services helps set accurate valuations and includes the extensions that matter for fast recovery.
What can be insured
Structures, contents, business income, and cleanup
Hangar buildings, offices, and maintenance bays can be insured for replacement cost with attention to large-span construction and windstorm exposure. Standard contents & equipment such as office furniture, computers, and tools can be covered under Business Personal Property coverage; while larger, higher value items i.e. "mobile equipment" such as fuel trucks, scissor lifts, tugs may need to be scheduled. Business interruption and debris removal help cover lost income and cleanup after a covered loss, so operations resume quickly.
Airside vehicles and special considerations
Aviation commercial auto and project coverage
Vehicles licensed for use on public roads such as crew cars and sprinter vans used for mobile maintenance need commercial auto coverage. Coverage needs to be coordinated for on & off airport operations. If you are building or expanding a hangar a builder's risk policy can provide protection during construction. JCL Aviation Services ensures property, auto, and liability work together across all premises.
How JCL Aviation Services helps
Right limits, strategy, and lease compliance
We analyze construction, occupancy, and exposure to propose limits and deductibles that reflect true replacement cost and regional risk. Our team reviews airport leases and authority requirements to ensure your certificates and additional insured language are correct. When a claim occurs, JCL helps expedite adjuster access and documentation, so repairs start quickly.
Questions operators ask
Property answers for hangars and airports
Does a standard property policy cover accidents involving aircraft?
Many generic forms exclude aviation-related incidents. Aviation property insurance is written for your environment. We confirm how your policy responds before a loss occurs.
Are customer aircraft in my hangar covered by property insurance?
Damage to customer aircraft are typically covered by hangarkeepers liability under your AGL policy, not your property policy. Your property policy focuses on buildings and your equipment. We make sure both policies align so there are no gaps in coverage.
Do ground support vehicles need separate coverage?
Yes, coverage for mobile equipment such as tugs, deicing trucks, and tractors should be scheduled under your commercial property policy. Licensed vehicles used on and off airport premises need commercial auto coverage. We place coverage that functions on the ramp and public roads. Coordinating auto with property and GL avoids coverage disputes.
Can one policy cover multiple hangars at different airports?
Many property programs can schedule multiple locations with tailored limits. We reflect each site's construction and wind profile while centralizing administration. Certificates stay consistent across authorities and landlords.
