Who We Serve - Specialized Aviation Insurance Clients
JCL Aviation Services delivers aviation insurance solutions by industry and role. Whether you own a single aircraft or manage a busy flight department, our team builds programs around how you operate. We combine 30 years of aviation experience with a highly personalized risk management approach, so you get clear options, competitive terms, and a renewal plan that fits your calendar.
Tailored coverage for every client profile

Aircraft owners & pilots
Coverage that fits the way you fly
Private owners and pilots need aircraft hull and liability that reflect make, model, pilot experience, and mission profile. If you rent or train in aircraft you do not own, non-owned coverage can help address contractual requirements and real-world risk. JCL Aviation Services provides and explains options so you can focus on safe, efficient flying no matter where your travels take you.
Corporate flight departments
Support for executive travel
Corporate flight departments need high-limit aircraft insurance to cover high value aircraft and protect their owners and other stakeholders from third party liability. Comprehensive coverage and broad pilot warranties are needed to address international insurance requirements and provide flexibility to support safe, efficient operations throughout the Country and beyond. JCL Aviation Services acts as an extension of your risk management team, facilitating smooth renewals, reviewing contracts, and recommending improvements that coincide with operational and environmental changes.
Aviation & aerospace product manufacturers
Protection built for complex supply chains
Manufacturers producing and supplying goods to the aviation & aerospace industries are held to the highest standards of care and face unique challenges including long-tail exposures as many products remain in service for decades. We review contracts, analysis exposures, and criticality factors to build Aviation Products Liability Insurance programs tailed to your needs. Programs are placed with financially strong carriers with unique expertise handling complex aviation liability claims.
Airports, FBOs, and aviation businesses
From the ramp to the front desk, every touchpoint matters
Airports, FBOs, charter operators, flight schools, MROs, and drone service companies need coordinated coverages that work together. Aviation general liability, commercial auto to address on & off airport operations, and property coverage for hangars & equipment are common building blocks. JCL Aviation Services helps you adjust limits by visitor volume, aircraft mix, and contracts so your business is protected.
Best Practices for Building a Stronger Aviation Insurance Program
Practical steps that help you achieve better underwriting results
This downloadable guide outlines the core industry best practices that help aviation businesses get better results when approaching the insurance market. It explains how to prepare a strong submission, work effectively with underwriters, evaluate carriers, and structure a long-term insurance strategy that fits your operation. The resource is designed to help aircraft owners, flight departments, FBOs, MROs, and manufacturers understand what underwriters expect and how to position their program for stronger outcomes.
Drone and UAS operators
Insurance for single units and enterprise fleets
Commercial UAS teams need coverage tuned to mission types, payloads, flight areas, and waivers. Policies can address hull, liability, equipment, and contractual obligations for various operations such as agricultural, maintenance, emergency response, mapping, and media. JCL Aviation Services aligns your policy with operational profile, areas of operation, and contractual requirements.
Not sure where you fit
Start with a short conversation
If your role is unique or your business spans different industry segments, we will map your risks to the appropriate policies in minutes. JCL Aviation Services offers a no-obligation review of policies, contracts, and certificates. Bring your questions and your timeline and we will outline practical next steps.
Common questions about who we serve
Answers that point you to the right page
Do I need an aviation-specific broker and coverage if I already have business insurance and a general agent?
Most general policies exclude aircraft, airside operations, and aviation products. An aviation specialist knows the appropriate forms and endorsements. JCL Aviation Services places policies that match how you actually fly and operate.
We fly internationally a few times a year. Do we need special endorsements?
We encourage clients to keep us apprised of International trips, so we can ensure proper coverage is in place and certificates are issues well in advance of trips.
Our company is adding a drone program. Where should we start?
Call to discuss mission, aircraft types, and pending contracts. We will discuss options and match coverage terms that fit your business needs.
We operate out of a small municipal airport. Are our needs different from a large FBO operating at a busy hub?
Similar policy forms are used and have the same building blocks. Limits and coverage details are tailored to the size and scope of your operation.
What information helps you provide accurate quotes?
For aircraft, we need make, model, value, pilot experience, and usage. For businesses, we review operations, locations, and contracts. Prior loss history is reviewed on all programs. Good data leads to better results.


