Aviation Professional Liability Insurance for advice and specialized services
Professional judgment deserves professional coverage
Liability coverage for aviation advice and services
Aviation professional liability, also called errors and omissions insurance, covers claims alleging negligence in your services or advice that leads to financial loss. General liability focuses on bodily injury and property damage, while E&O addresses the decisions, recommendations, and documentation your business provides. JCL Aviation Services helps aviation consultants, brokers, and training providers obtain coverage clients expect.
What aviation E&O can include
Defense costs, negligent advice, and contract requirements
Policies typically cover legal defense, settlements, and judgments arising from alleged errors, omissions, misstatements, and negligent professional services. Examples include compliance guidance that leads to costly rework, documentation mistakes during an aircraft sale, or training shortcomings at a flight school. JCL aligns your E&O limits with contract language with aircraft brokers, corporate clients, students, etc.
Who should consider E&O Coverage
Consultants, brokers, trainers, engineers, and airport advisors
Aviation consultants and airport management advisors often need E&O coverage as a condition of work. Aircraft brokers and dealers benefit from protection tied to listings, purchase agreements, and title documents. Flight schools and instructors can pair E&O with their general liability, while engineering or design firms address planning or specification errors.
How JCL Aviation Services helps
Clear exposure mapping and gap-free program design
We review your service scope and contracts to identify where professional liability begins and general liability ends. JCL Aviation Services coordinates E&O coverage with your Aviation General & Products-Completed Operation Liability coverage so a claim does not fall between policies. Our team presents several carriers, explains retroactive dates and exclusions, and streamlines certificates for projects throughout the Country.
Questions aviation professionals ask
Straight answers for consultants and service providers
Do we need E&O coverage if we already have general liability?
General liability addresses bodily injury and property damage, not purely economic loss from advice or documentation. E&O responds when a client alleges your professional services caused financial harm. Many contracts require both policies for complete protection.
What professional liability limit should we carry ?
A common starting point is $1,000,000 per claim / aggregate limit. Higher limits can be considered based on company size and contract requirements. JCL will propose options and explain pricing tradeoffs.
Will E&O cover claims tied to training or checkouts?
Negliegent instruction coverage can be obtained under various policy types depending on need and carrier selection. JCL Aviation Services explains the different options available to you.
How do retroactive dates and prior acts work?
Most E&O policies are written on a claims-made basis and require a retroactive date that reaches back to when you began services. We work to preserve prior acts coverage during carrier changes. Proper continuity helps avoid gaps in coverage.
Can a maintenance shop need E&O coverage in addition to products liability?
If you certify airworthiness, provide technical consulting, or issue guidance beyond hands-on repair, E&O coverage can be appropriate. Products-completed operations liability address physical loss, while E&O addresses financial loss due to professional recommendations and services. We review your exposure and recommend the right coverage mix.
