Insurance for Aviation and Aerospace Manufacturers

Airplane icon overlaid with gear icon.
Forklift carrying pallet of goods in a warehouse. Yellow forklift, blue and white goods.

Building the parts that keep aviation moving

Protecting the makers of aviation technology

Manufacturers who provide materials or products that become part of an aircraft or spacecraft or are used in conjunction with an aircraft or spacecraft have an aviation product liability exposure. These manufacturers operate in a highly scrutinized industry. Where a product failure or defect can cause serious injury or cripple operations Worldwide. JCL Aviation Services helps analysis risk and develop aviation product liability insurance programs that protect manufacturers and their stakeholders from significant third-party liability. We support OEM suppliers Nationwide.

Contract requirements without coverage gaps

Meeting customer expectations

Large customers often push high liability limits, strict additional insured and indemnity wording onto suppliers. JCL Aviation Services reviews customer contracts from an insurance and indemnification standpoint to help ensure terms align with industry standards, and policies meet contractual obligations.  Our integrated approach helps reduce risk and gaps in coverage.

Woman in work attire, wearing safety glasses and a hard hat, works on machinery in a factory.

Core insurance needs for aerospace suppliers

Products liability, compliance, and defense

Aviation products liability is the priority for manufacturers and distributors whose parts may be installed on or support helicopters, drones, rockets, satellites and other aviation vehicles. Defense is a key component of this coverage. Who provides coverage can be just as important as the amount of coverage. Highly specialized, experienced teams are needed to address aviation product liability claims. JCL Aviation Services assists with program specifications, placement, contractual compliance, and support throughout a claim.  

A black and white drawing of two speech bubbles with a question mark in the middle.

Questions manufacturers ask

Straight answers for aerospace companies

  • We are a small parts supplier. Do we really need aviation-specific coverage?

    Yes, because standard policies exclude most aviation exposures. If your component is installed on an aircraft or used in conjunction with aircraft, you need aviation products liability. JCL can source scalable limits appropriate for smaller business.

  • Our customer requires we carry a 25 million limit of liability. Are those limits available?

    Yes, depending on product criticality.  Some carriers may offer limits on a 100% basis, while others may only want to take a portion of the risk.

  • What if a claim surfaces years after production?

    Most aviation product liability policies are written on an occurrence basis.  A current policy could cover a recent incident regardless of when the product was manufactured.

  • Do defense costs effect our overall policy limit?

    Usually not, most aviation policies provide defense costs in addition to the limit of liability.  This is considered a benefit under this type of policy.  The defense terms should be checked before coverage is bound to ensure the most comprehensive coverage.